Saturday, 30 March 2013

Cypriot deposit holders may lose 60% of their cash


The bad news just keeps getting worse for holders of cash in Cypriot banks.  First they were told that they would lose 9.9% of their deposits, then 20%, then 40% and now the figure has risen to potentially 60% or even more.
Bank of Cyprus depositors with more than 100,000 euros will see 37.5% of their holdings over 100,000 euros converted into shares, and a further 22.5% invested in a fund attracting no interest, which may be subject to further write-offs at the discretion of officials.
The remaining 40% of cash deposits will continue notionally to attract interest - but it will only be paid if the bank performs well.  At present, this seems a dim and distant prospect, and fears remain that there will be a run on the banks as and when the current draconian currency controls are lifted.
Cypriot officials have yet to release details of what big depositors at Laiki - the country's second largest bank - could face, but it is feared that they may see even larger sums being lost.  Laiki will eventually be absorbed into the Bank of Cyprus.

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