Tuesday, 16 October 2012

USA lambasted as second worst performing jurisdiction in the world for shell company abuses


For many years, but particularly since the global economic crisis began, the overwhelming consensus of G20 and a plethora of NGOs has been that tax havens provide strict secrecy and lax regulation, and as such are responsible for many of the world’s ills, from tax evasion to terrorist financing.

The offshore centres are easy targets for this sort of negative propaganda, not least because, for the most part, they are not represented on the bodies which make the accusations and lack the resources to defend themselves effectively.  It’s very tempting for politicians in the OECD and the G20 to point the finger of blame anywhere but at themselves, and they do so frequently and vociferously. 

The offshore centres have been protesting about the unfair characterisation of the businesses they conduct for years, claiming that they operate to stringent international standards, but few people want to listen or believe – after all, they would say that, wouldn’t they?

 It is always interesting, therefore, to hear some genuinely objective research on what the reality of the situation is.  Back in May, I referred to some research being done at Griffith University into the subject which seemed to show that the accepted consensus of the developed countries is very wrong, but now we are able to dig in to the detail of the findings.  The University has published a report, authored jointly by 3 academics from the US and Australia, which outlines the results of a huge experiment into the degree to which Corporate Service Providers adhere to international rules.  A research team impersonated a variety of low- and high-risk customers, including would-be money launderers, corrupt officials, and terrorist financiers, requesting the incorporation of a shell company, in order to see whether KYC procedures were properly followed, and whether businesses were prepared to assist where there were clear indicators of illegal activity.

The survey was a large one - more than 7,400 email solicitations were sent to more than 3,700 Corporate Service Providers in 182 countries. As such, the authors claim that the review provides the most complete and robust test of the effectiveness of international rules banning untraceable, anonymous shell companies.

The report is detailed and merits being read in full, but one of the most striking key findings is that fact that, against the conventional policy wisdom, those selling shell companies from tax havens were significantly more likely to comply with the rules than providers in OECD countries. Providers in poorer, developing countries were also more compliant with global standards than those in rich, developed nations.

The USA – one of the leading crusaders against the offshore centres – performed particularly abysmally.  In fact, only one country in the world performed worse than it (Kenya).  Across the USA as a whole, roughly 1 in 11 Corporate Service Providers was prepared to ignore the rules (compared to 1 in 25 in tax havens), but when you take out Corporate Service Providers associated with law firms, then a shocking 1 in 3 of them will do so. That means it is easier to set up anonymous shell companies from which to conduct illegal business in the USA than it is in Liechtenstein, Columbia, China, Romania, or any of the world’s key offshore centres.  And it isn’t just the USA which has cause to hang its head in shame - the United Kingdom, Australia and Canada all also ranked near the bottom of the list.

There were 8 jurisdictions which performed markedly better than all the rest – these included Jersey, Cayman, the Bahamas and the Seychelles – a list which will doubtless come as something of a shock to many who have spent years listening to the anti-tax-haven rhetoric.

The research clearly shows that it is more than three times harder to obtain an untraceable shell company in tax havens than in developed countries. Whilst the report shows that there is room for improvement in every country they tested in the research, if the developed world is really serious about clamping down on illegal activity such as terrorism and corruption it needs to stop diverting attention to the offshore centres and start looking closer to home.  After all, there are over 900,000 companies registered in Delaware (a State with a population of 897,000), roughly ten times the number of companies incorporated in the Cayman Islands.  Extrapolating the statistics from the Griffith report, this indicates that 99,000 companies in Delaware are likely to have been taken on without meeting information standards, compared to around 3,000 in the Cayman Islands.  It is time for politicians in the developed nations to face up to the huge shortfalls in their own territories, and stop pointing the finger of blame offshore and on developing nations.


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